Tag Archive for: Fulfillment

Nicole Young“At the end of the day, the impact I care about most is on people, helping them achieve what they didn’t think was possible and elevating the organization to new levels,” says Nicole Young. “The efficiency, output, and success that result from bringing out their best work are just byproducts of that focus.”

Young is a leader whose passion lies in transformation: unlocking potential in people, teams, and entire organizations. She shares how this mindset has guided her career, from CMBS to consumer lending and back to commercial real estate, where she now leads Wells Fargo’s portfolio management organization.

Building from the Ground Up

With nearly thirty years in commercial real estate at Wells Fargo, Young has navigated multiple facets of the business, from underwriting and origination to credit approval and even workouts during the Global Financial Crisis. Each role sharpened her expertise and resilience, but more importantly, it revealed her talent for building and shaping something from the ground up.

“I was fortunate to be asked to start from scratch and lead our small loan CMBS (Commercial-Backed Mortgage Securities) program, which focused on loans between 1 million and 15 million,” she recalls. “I started the group, structured how it would work, hired the people, developed the process. That was really fulfilling…it’s where I got the taste for building something from the ground up.”

After fifteen years in CMBS, Young made a pivotal decision to move to Wells Fargo’s consumer side, leading underwriting for the home lending group. The transition required scaling her leadership from 20 people to more than 1,700 while transforming the organization to be more efficient and effective. “That was a steep learning curve,” she says. “I had to really learn to lead with data… and understand how standardized processes are critical to making an organization of that size run efficiently and effectively.”

When Kara McShane, Head of Commercial Real Estate, asked her to return five years later to take on a role that demanded both large-scale leadership and efficiency shaped from the start, the decision was an easy one.

“I had always admired Kara’s leadership and knew I would love to work for her. When she contacted me about coming back to CRE, I was thrilled.” She continues, “Wells Fargo had recently consolidated its commercial real estate lines of business, but no one was managing the portfolio as a whole and making sure those businesses were acting and making decisions as one. There was a huge opportunity to create efficiencies through standardization, and I got to build the new Portfolio Management organization from the ground up.”

Today, Young’s group of nearly 400 professionals oversees capital strategy, underwriting, closing, and portfolio management, bringing consistency, efficiency, and risk mitigation across the organization.

“Kara’s vision of bringing those groups together and leading them as one unit has really paid off given that we are rated the #1 Global Real Estate Bond Bookrunner, #1 CMBS, #1 Bank Agency lender, #1 Construction lender, and #1 in Loan Syndications.”

Learning to Lead at Scale

As Young progressed into senior leadership, she quickly realized that success required developing new skills, most notably, learning how to lead at scale and communicate effectively across large, complex organizations. When she transitioned to leading a team of 1,700, she remembers her boss giving her valuable advice that fundamentally shifted her mindset.

“He said, ‘I need you to lead the people, not the work’…it really shifted me from feeling like I needed to be the subject matter expert to recognizing that I’m here to lead the people. They can be the subject matter experts. My job is to guide them, give them the vision, and make sure the organization is moving in the right direction.”

Young notes that another key part of leading at scale is mastering communication in many directions: down to the team, out to the organization, and up to executive leadership.

“With my team that means ensuring they understand the vision, are aligned around the priorities and the mission, and are inspired to do their best work to deliver for our clients. To do that, I spend a lot of time with the team individually and in groups.”

In communicating up and out to executives, regulators, and the board, Young explains, “It’s about taking the complex and making it simple, understanding your audience, and tailoring your message with the right level of detail.” For Young, effective leadership at scale depends on both connecting with her team and translating that insight for the broader organization.

Authenticity and Grit

Young’s experience learning to lead at scale also reinforced a few key traits that have consistently supported her success. Young attributes much of her leadership growth to a willingness to embrace new challenges and learn continuously. “I’ve taken on different roles throughout my career where I didn’t necessarily have deep expertise,” she says, “but I was always willing to dig in and figure it out. That willingness to learn and to tackle hard challenges is important.”

Young also points to authenticity as foundational to her approach. “I don’t put on a façade…I’m direct and frank, which some people like and some may not, but this is the real me. I lead my team that way, and I try to always be honest and transparent.” That straightforward approach, combined with high expectations, has helped her bring out the best in the people she leads. “One of the things I’m most proud of is the team I build and what I can help them achieve.”

Finally, grit and drive are an important part of the mix. “You can’t underestimate the power of hard work,” she notes. “It has served me well throughout my career.”

Believing in Others as They Believed in Her

While Young’s drive, authenticity, and willingness to take on challenges were essential building blocks to her career progression, she is quick to credit the support she received from both Wells Fargo and the people around her. Early on, she balanced career ambitions with family responsibilities, working part-time as a young mother while continuing to excel in her role.

“People saw my potential and believed in me—Wells Fargo believed in me—and were willing to wait until the time was right for me to step into bigger roles…I appreciate that I was given the time and space when I needed it and I try to do the same for my team.”

Now, Young pays that support forward. “When I see someone’s potential, I bring them in, help them develop, and give them a platform to grow. Sometimes that even means helping them move to other parts of the organization where they can expand their skills.”

Bringing Out the Best

The commitment to lifting others up naturally extends into how Young leads her own team. A defining principle of her leadership is written clearly on her whiteboard: What did I do today to make the team better?

“I spend time really trying to figure out what motivates people individually and collectively as at team to bring out the best in them. I give stretch assignments that get them to do more than they think is possible,” she explains. “When they’ve done the work, I make sure they’re the ones presenting it. They deserve the visibility and the access to other leaders.”

That people-first philosophy is both Young’s leadership signature and her source of fulfillment. She finds meaning in seeing her team grow, whether it is employees she once hired fresh out of college who are now thriving across the organization, or former team members who choose to come back and work for her again. “That to me is amazing,” she says. “Seeing people’s success and knowing you had a part in getting them there is truly fulfilling.”

Even after building multiple teams and functions, Young remains motivated by challenge and transformation. “We have a few more years before this group is a completely well-oiled machine… but it’s exciting to see the impact. Ultimately, success isn’t just efficiency—it’s the growth and fulfillment of the people I lead.”

By Jessica Robaire

reset from work this summerSpring is upon us, and chances are you’re already planning your vacation days away from the office this summer. If the mix of life, work, and the world has you longing for more than a fleeting getaway, it’s the moment for a deeper reset.

A retreat, focused on reconnecting with yourself, can bring rejuvenation and clarity and be a huge antidote to overwhelm and burnout. Especially if you’ve begun to question your current career trajectory, or simply how you navigate your priorities within it, taking a step back to check in with yourself is invaluable, and can bring you back to your deeper resources of inner power.

Are your life and work aligned with who you are now, what you value, and what you find most fulfilling? Do you still want what you once thought you wanted, when it comes to the career choices you are making? No matter what the answers may be, taking a pause to gain perspective will bring clarity to the path.

A retreat isn’t just about pressing pause; it’s about resetting, realigning, and stepping back into life and all of your choices with renewed vision and energy.

1) Take a break from distractions.

Social media overload? As executive and leadership coach Nicki Gilmour writes, “In a world overflowing with distractions, tapping into your own voice and ignoring nonsense is a powerful act of self-care and productivity.”

In a week-long retreat, full of relaxing and beautiful surroundings, nurturing and connective gatherings, and therapeutic body treatments, you’ll spend far less time on your phone and receive the benefits of digital detoxing – such as better mental health and better sleep – as you turn the noise way down.

2) Be nurtured and rest your decision-making.

Vacations from work can be fun, but they often leave you just as exhausted as when you left. At a women’s retreat, you can relax into simply being a guest and being nurtured by your hostess, the retreat center, and your surroundings.

Retreat activities like meditation, yoga, and somatic movement can help to relieve stress from the body. Even brief retreats have been shown to reduce stress and anxiety levels and improve biological markers of inflammation. A women’s retreat will also remind you that self-care is not something you prioritize for one week.

3) Get out of the well-oiled thought loops.

Do you ever feel like your mind is on repeat? In a given day, up to 90% of your thoughts are repetitive, and this reinforces the same beliefs, sense of self, habits, and choices. This makes it difficult to tune in. By stepping into a different context, usually outside of your comfort zone, you disrupt your habitual thought patterns.

At a retreat, you can also rest your decision fatigue and responsibilities, and relax into an experience curated to allow spaciousness and reflection. When you clear the busyness, new rhythms and insights arise.

4) Reconnect with your body’s wisdom.

The office can push you to live in your head and disconnect from your physical self, even when it comes to overriding your body’s natural rhythms for rest and play. At a retreat, you will get out of your mind and move into your body and your heart. When you do, you have more access to feel what you really feel, be as you really are, and sense what you want to create in your life now.

Whether breathing, meditation, tai chi, yoga, or somatic movement, a women’s retreat will encourage you to connect with the rich and embodied insight that lives in your being and cellular awareness. You have the space to establish the feminine connection with your deep knowing and intuition. You become more aware of how life wants to uniquely move through you, so you can embrace a more heart-led adventure.

5) Put down roles and get back to your essence.

High level professional woman wear so many hats, sometimes it can feel like you simply go from one role to the next, faster than you can change them, which leads to craving time for yourself. Who are you beneath the identities, labels, and real and perceived expectations?

Who were you before them, who are you with them, and what of yourself have you put away? A retreat helps you detach and remember your essence. This often includes remembering vivid energies that have gone dormant in the push and pull.

6) Discern your inner voice from your energetic ecosystem.

What we don’t realize is how much the energetic eco-system is determining how we live. It’s easy to fall into living life from the outside-in simply based on consensus. Similar to the notion we are the average of the people we spend the most time with, your beliefs, mentality, values, ways to spend time and money, and sense of possibilities are impacted by what is normalized in your culture and immediate social circle.

Stepping away and listening within gives you space from outside influences to discern your own heart and values. You unearth the truths poking at you from under the surface, guiding you to live from the inside-out. Sometimes this includes admitting what you know but are trying to deny knowing.

7) Get distance from habitual socializing.

It’s easy to slide into routines of social contracts with others whether a partner, co-workers, or friends. You create blueprints related to how you spend time together, what you talk about, what you do, what you eat or drink together. Which of these things enrich you, and which are simply habits you’re going along with?

When away from your usual social routines, and engaging in nourishing activities which reconnect you with yourself, you begin to consider if your habitual social dynamics resonate with who you are now. Do they fill you up? Or are some things ready to go so you can cultivate more of what nurtures and enlivens you?

8) Experience next level support from other women.

A third of daily speech is small talk. In a women’s retreat, you are given the opportunity to immerse in far more than surface chats. Because when you get a bunch of women in the same room who are asking deeper questions or focusing on reconnecting with themselves, the conversation changes, and it impacts the conversation you have with yourself, too.

Another advantage of going on a women’s retreat is nobody has preconceptions of who you are. You have a space to explore openly. The level of trust and authenticity able to be built between a group of women is amazing. Far more nourishing than networking is a room in which all agendas are checked – and you can be seen, heard, and validated for who you are.

9) Shift your perspective on life.

While a change of scenery brings a fresh outlook, a transformational women’s retreat challenges your perceptions at a deeper level. Our perceptions define much of our life experience, but how many of the lenses you carry about yourself and the world are serving you?

Within a women’s retreat focused on honing attention inwards, you may uncover limiting beliefs, outdated narratives, and hidden desires shaping your life which you no longer wish to ascribe to. Where are you still telling yourself you “should” or “need” to be or do or have something? Where are you committing to something you don’t actually want to?

10) Awaken to new possibilities.

Whether it’s a renewed sense of purpose, clarity about a life change, or simply remembering the connection to your inner voice, retreats unlock something powerful. Emboldened by the support of other women, you are more inclined to move from a place of possibility in your life.

If you’ve been in a liminal space, aware you are moving towards change but unclear of what it even is, a retreat can be a place that helps you to find more clarity and courage to begin making steps in a new direction.

More Than a Getaway—A Gateway to Your Inner Power

This summer, instead of another trip that fades into memory, why not embark on a journey that rejuvenates and transforms you from within? A women’s retreat isn’t just a trip away —it’s an invitation to return to yourself.

Aimee Hansen is founder and lead facilitator of Storyteller Within and is based on Lake Atitlan in Guatemala. The Journey Into Sacred Expression women’s retreat has been recommended by Lonely Planet Wellness Escapes and The Write Life. Join her this summer amidst volcanic landscapes for a self-exploratory writing journey, meditation, yoga, movement and ceremonies on July 26 – August 4, 2025. Follow her and Storyteller Within on instagram.

Kelli Hill

“In the moment, you might think that your path in life doesn’t seem clear. It might seem like it’s going in a direction that’s not what you had planned,” says Wells Fargo’s Kelli Hill, based in Minneapolis. “I’ve learned to go with it and have confidence that life will take you right where you need to be.”

From unexpected career and personal turns to crossing the finish line at an Ironman Triathlon, Hill shares on navigating towards growth and fulfillment.

Trusting A “Zig-Zagging” Career Track

“Prior to joining Wells Fargo over eight years ago, I would have described my career path as a bit of a zig-zag road. That’s the way that I thought of it.”

While at the University of Minnesota Law School, she wanted to become a public defender. But Hill remembers sitting in a tax class one day and turning to the student next to her and saying, “Isn’t this fantastic?” The reaction she received was quite the contrary.

That was the moment she suspected this might be the field for her.

Out of law school, Hill took a job in public accounting at Deloitte & Touche. She left Deloitte (now Deloitte Tax) to practice law and spent most of private law practice in the trust & estates and business transition planning groups at Minneapolis-based, Fredrikson & Byron, PA. She enjoyed the work, the firm and her colleagues, and was learning a lot, but felt like something was missing.

“I didn’t want to look back and say, ‘I was a successful attorney and worked at a terrific firm with so many talented colleagues, but was never really completely fulfilled.’” reflects Hill.

Hill left private law practice to run the tax, trust and legal group of a single-family office headquartered in St. Paul, Minnesota.  It was during her time at the family office that Hill discovered the benefits and impact that having a financial plan and, specifically doing strategic wealth planning, can have on high net worth families.

When she joined Wells Fargo as a senior wealth planning strategist in 2012, she began to see congruency in the experiences she’d accumulated and where she was going, eventually rising to a Senior Director of Planning in Wealth Management.

“I thought to myself, ‘my entire career path has been tailor-made for this role and this experience,’” says Hill. “It was no longer a zig-zag to me.”

Working with Individuals and Families

What Hill loves most about her work in wealth management (and wealth planning, in particular) is supporting and advising clients on personal and financial decisions that are otherwise difficult to make, to greater outcomes than you might even imagine.

“As a professional, when you help somebody to make financial decisions, it has a qualitative impact that often far outweighs any tax dollars saved,” she says. “It can have such profound impacts on their lives and, when that happens, the appreciation and gratitude is overwhelming.”

As an exemplary moment of this, Hill recalls working with a family to transition their business to the next generation.  Her work led to conversations that, as a family, they had not previously been able to confront.

“We had this moment where they actually told each other how they felt about the business and their desired places in it,” remembers Hill, “I will never forget it.”  Beyond ultimately being able to identify solutions that enabled the family to achieve their financial goals, Hill recalls this moment and how important to the family their work together had become.

Being Open and Receptive to Mentorship

“I would not be in the position I am today without having had the benefit of supportive mentors and sponsors,” Hill attests. “I’ve worked with some pretty wonderful people in my career, especially while at Wells Fargo.  In fact, most of the mentors and sponsors with whom I’ve had the privilege of having were/are managers of mine.”

If you want to attain strong mentorship and sponsorship, whether you are the mentor or mentee, Hill recommends listening, being receptive and open, and most of all—being yourself.  Early in her career, Hill recalls a mentor saying to her “don’t try to fake it, people will know.”

“I always try to be open to feedback, even if it stings a little.  I want to continue to improve and work on my professional and personal development,” she notes. “The individuals who have become my mentors and sponsors have pointed out that my openness to feedback and focus on self-improvement are characteristics they enjoy most about working with me. The other is my being authentic, being me.”

Hill says her professional self is just who she is. These days, that includes embracing the realness of her seven year old daughter wanting to say hello to her colleagues on a Zoom call.

“This is me,” says Hill. “I always try to be my authentic self.  To really connect with people —your colleagues, your clients —you have to let them see you. I’ve learned that to be a great leader, it’s a good thing to be vulnerable, authentic, natural. To be you.”

Hill also recommends implementing the advice you receive.

“It’s one thing to solicit and ask for advice and guidance,” says Hill. “It’s another thing to actually take it, and I do my best to do so and will continue to.”

Growth Through Change And Adversity

On a personal level, Hill values personal growth through challenge as well as learning through making mistakes.

In her early thirties, she experienced an unexpected divorce that shook her world.

“I took the opportunity to work through a big change in my life very seriously,” says Hill. “I remember saying, ‘This is an opportunity for me to really figure out who I am.’ It impacted my life tremendously, it was traumatic—and yet I would do it all over again, every bump, every hurdle. My life experiences have helped shape who I am today and, as painful as some may have been to go through, I appreciate them all.”

In both personal and work life, Hill is aware the road of transition can be a time of discomfort and challenge, but keeps focused on the vision.

On an organizational level, Wells Fargo has embarked on an evolution to create greater consistency around bringing financial products, services and solutions to all clients through a more horizontal structure.  While the work will result in “a more effective and efficient organization for our clients and shareholders, the change can be challenging.”

“When we look back six months from now, we’ll see how we’ve transformed and know that it is right where we are supposed to be.” Hill tells her team.

Trusting Your Own Strength

Hill never for a moment doubted her own vision of being personally successful.  Though she came from a single-parent household with modest financial means, Hill is proud of being the first in her family to go to college and then on to law school, which was the beginning of her career path.

While recovering from that divorce years ago, she remembers a moment of personal empowerment that taught her she was capable of anything.

A few years into her career, she was a self-confessed coach potato who realized it was time to change. The first time she put on a pair of tennis shoes and ran a single mile, it took her 14 minutes. But she was thrilled.

Then, she was hooked—training up to participate in marathons and eventually an Ironman triathlon.

“I remember crossing the finish line of the Wisconsin Ironman and thinking, ‘There is nothing I can’t do’” beams Hill, who also met her husband through the triathlon community, with whom she is raising their daughter.

Her contagious enthusiasm has encouraged several others on the running path, and she keeps up a morning workout which she loves, though being a mom is now her number one priority.

Her favorite time with her daughter is bedtime reading. It began with she and her husband reading to their daughter when she was an infant and now it’s listening to their daughter read to them—and Hill wouldn’t trade it for any finish line, not these days.

Abbot Downing, a Wells Fargo business, offers products and services through Wells Fargo Bank, N.A. and its various affiliates and subsidiaries. Wells Fargo Bank, N.A. is a bank affiliate of Wells Fargo & Company.